Owner Draw Guide

Note: Available on Scale and Power plans. Requires QuickBooks or Xero for net income data.

The Owner Draw Guide helps you determine how much you can safely pay yourself as the business owner.

KPI Cards

Monthly Net Income — your business's net income per month
Suggested Monthly Draw — the recommended range for your owner draw
Cash Runway — how many days of operating capital you have remaining
Reserve Health — whether your cash reserves are adequate

Suggested Draw Range

A visual gauge shows a range from conservative to comfortable:

Conservative Draw — 30% of net income (safer, preserves more cash)
Comfortable Draw — 50% of net income (higher payout, lower reserves)

The suggested range adjusts based on your actual net income, cash position, and runway.

Business Health Snapshot

A summary of the metrics that factor into the draw calculation:

Revenue
Net Income
Net Margin
Cash Balance

Tax Set-Aside Estimate

Estimated amounts to set aside for taxes:

Quarterly Estimate — suggested quarterly tax set-aside
Annual Estimate — suggested annual tax set-aside

Warning:

Tax estimates are rough calculations, not tax advice. Always consult with a tax professional for your specific situation.

Cash Reserve Adequacy

A check on whether your business has enough cash in reserve after the suggested draw. This helps you avoid paying yourself more than the business can safely support.

When the Business Is Not Profitable

If your business is currently spending more than it earns, an amber warning banner will appear explaining that owner draws are not recommended until the business returns to profitability.

Tip:

Connect an accounting platform (QuickBooks or Xero) to get the most accurate owner draw recommendations. Without accounting data, net income cannot be calculated.