Cash flow forecasting built for online stores.
See your cash for the next six months from your store, ad, bank and accounting data, then test a change to sales, ads or costs before you commit to it.
Cash Projection is included on Growth and Scale.
The forecast starts from the numbers your store already produces.
Sales growth
Your recent monthly growth rate sets the starting point.
Ad spend
Spend from your connected ad accounts, ready to raise or cut.
Product costs
What you pay for the products you sell.
Operating expenses
Running costs from QuickBooks or Xero.
Cash in the bank
Complete QuickBooks or Xero data first, or a 90-day estimate from bank activity connected through Plaid.
Planned costs
A new monthly cost, such as a hire or a warehouse, from the month you start paying it.
Test a decision before it reaches your bank account.
Each scenario shows month-end cash, revenue, expenses, net cash flow and cash runway next to your current forecast. Ask Nummbas-FO about the scenario on the same screen.
Lower Ad Spend
See what 30% less ad spend does to your cash and your sales.
Faster Sales Growth
Add 3 percentage points to monthly sales growth.
Lower Running Costs
Cut operating expenses by 15% and see how long your cash lasts.
Growth Push
Grow sales 5 points faster each month with 25% more ad spend.
Why online stores forecast cash in Nummbas.
Ads and product costs are part of the forecast
Change ad spend or product costs and see the effect on next month’s cash, with a choice of how ad changes affect sales.
Forecast, profit and books on one plan
Growth includes Cash Projection with profit analytics, Nummbas Books, Smart Alerts and the Owner Draw Guide, from $199 a month.
A runway update every Monday
The Weekly Digest email includes your cash runway, and Smart Alerts can tell you when runway drops below a level you set.
A price that stays put as you grow
Your plan price does not change with your orders or revenue.
Cash flow forecasting FAQs
What is cash flow forecasting software?
Cash flow forecasting software projects how much cash a business will hold in the coming weeks or months from its sales, costs and bank balance. Nummbas builds the forecast for an online store from its connected store, ad, bank and accounting data.
How far ahead does Nummbas forecast cash?
Cash Projection shows the next six months, month by month, next to your current forecast. For a week by week view of the next quarter, use the free 13-week cash flow forecast template.
Which Nummbas plans include Cash Projection?
Growth and Scale. Growth costs $199 a month, or $169 a month billed annually, and every plan starts with a 14-day free trial.
Do I need QuickBooks or Xero to forecast cash in Nummbas?
No. Nummbas uses complete QuickBooks or Xero data first. Without it, Nummbas can estimate cash runway from 90 days of bank activity connected through Plaid, and it shows which source it used.
Can I see how cutting ad spend would affect sales?
Yes. Choose whether projected sales follow your past response to ad spend, half of it, or stay unchanged, then compare month-end cash, revenue, expenses, net cash flow and cash runway with your current forecast.