Best Ecommerce Accounting Software in 2026

Why Nummbas is our top pick for ecommerce accounting: native bookkeeping, payout matching, inventory purchasing and Nummbas-FO in one app.

Published March 22, 2026Updated November 11, 20269 min readby Nummbas Staff

Nummbas is our top pick for ecommerce accounting software because it combines the accounting work with the decisions that follow. You can record invoices and bills, match payouts to bank deposits, manage stock purchasing and understand profit in one app. Nummbas-FO handles routine bookkeeping within the limits you set and prepares month end for review.

That matters when a growing store needs more than a profit report. A merchant should be able to see why a deposit is smaller than sales, record the fees, check the cost of stock sold and decide whether the business can afford its next purchase. Nummbas Books connects those tasks to the rest of the business.

Our picks at a glance

Best for ecommerce owners who want accounting and business decisions in one product: Nummbas Books, included in every Nummbas plan from $99 a month.
Best if your accountant already works in QuickBooks: QuickBooks Online Plus with a payout connector such as A2X.
Best if your accountant already works in Xero: Xero Growing or Established with a payout connector.
Best for handing the monthly work to a team: Finaloop, which combines software with bookkeeping services.
Best free starting point for a very small store: Wave, which covers invoicing and bookkeeping but not inventory tracking.

Selling on Shopify? Our Shopify accounting guide shows how a Shopify payout turns into accounting entries.

Why Nummbas is the best choice for accounting and daily ecommerce operations

Payout matching is part of your accounting

A payout includes more than sales. Refunds, payment fees, shipping income and tax can all affect the deposit. Nummbas Books separates these components for Shopify Payments, Stripe, Square, eBay, Amazon and TikTok Shop (US) payouts and matches the total to your bank deposit. You can investigate the difference without rebuilding the settlement in a spreadsheet or adding a separate payout connector.

Do your bookkeeping with Nummbas-FO or work with your accountant

Connect your bank or upload statements. Nummbas-FO can record routine transactions within the limits you set and prepare month end for your review. You can review suggested entries yourself or invite your accountant to reconcile bank accounts and close the month in Nummbas Books.

Invoices, bills and receipts belong in the same accounting workflow. Send invoices, record supplier bills and match receipts to payments, so the evidence is available when you or your accountant reviews a transaction.

Manage the stock behind your cost of goods sold

Nummbas combines accounting with purchase orders, deliveries and inventory costing. Include freight and duty in the cost of received stock and use first in, first out costing as units sell. You can follow a stock purchase into inventory and cost of goods sold, rather than maintaining purchasing in a separate workbook.

For the accounting principles behind that process, see our inventory accounting guide and landed cost guide.

Use accounting profit to make the next decision

Your accounting reports sit alongside product margins, operating expenses, customer insights and ad performance. If profit falls, you can investigate supplier spending in Expense Intelligence or compare ad spending and returns. Cash Projection lets you estimate how a change in sales or costs could affect your bank balance over the next six months.

This is where Nummbas takes accounting further: you can maintain the records and use them to decide what to order, what to spend and which costs to examine.

How Nummbas compares with other online store accounting software

Product	What it provides	What Nummbas adds for an ecommerce merchant
QuickBooks Online	Business accounting, bank reconciliation, reporting and inventory features	Ecommerce payout matching, stock purchasing, customer insights and marketing analysis alongside native accounting
Xero	Accounting, invoicing, bills, reconciliation and inventory tools	Payout matching and Nummbas-FO bookkeeping alongside product, customer and ad analysis
A2X	Settlement accounting that posts into an accounting system	The accounting system itself, plus invoicing, bills, stock purchasing and business analysis
Finaloop	Ecommerce accounting, inventory capabilities and bookkeeping service options	An owner workflow that combines accounting with ad performance, customer insights and six-month bank-balance scenarios
Zoho Books	General business accounting with invoicing, expenses and inventory capabilities	An ecommerce workflow connecting payout detail, inventory purchasing and advertising results to accounting

Nummbas vs QuickBooks or Xero

QuickBooks and Xero provide established accounting tools. Nummbas is a better choice when you want the accounting and the day-to-day ecommerce analysis in one product. You can review a reconciled month, investigate product margins and compare marketing results without treating each task as a separate reporting project.

You can also keep QuickBooks or Xero connected to Nummbas if that is how your accountant already works. Read the detailed QuickBooks comparison and Xero comparison.

Your accountant does not have to stay in QuickBooks or Xero to work with you. Invite them to Nummbas Books with the Accountant role and they can record transactions, reconcile accounts and close months in the same books you use, without access to your dashboards, team or billing.

Nummbas vs A2X

A2X specialises in posting ecommerce settlement entries to an accounting system. Nummbas takes that workflow further by including the accounting destination: manage invoices, bills and bank reconciliation in Nummbas Books, with supported payout matching built in. There is no need to assemble a ledger and payout connector for that workflow. See Nummbas vs A2X.

A2X covers only the settlement step, so you still pay for QuickBooks or Xero on top, and its price rises with your order count, from $29 a month for up to 200 orders. Nummbas includes the accounting, payout matching and stock purchasing in one plan, and the price does not rise with order volume.

Nummbas vs Finaloop

Finaloop combines ecommerce accounting, inventory tools and service options. Nummbas gives owners more of the operating decisions alongside their accounting: compare ad returns, review customer purchasing patterns, manage stock orders and model changes to the bank balance. Nummbas-FO adds routine bookkeeping and answers from connected data, while an invited accountant can work in the same accounting records. See Nummbas vs Finaloop.

Finaloop's pricing rises with your revenue and the services you add, starting at $245 a month for brands with up to $1 million in annual revenue. Nummbas plans start at $99 a month and do not rise with revenue or order volume. Nummbas-FO handles routine bookkeeping within the limits you set and prepares month end for your review, so you keep control of your books, and your accountant can work in the same records.

Nummbas vs a general accounting app

Zoho Books offers accounting and inventory features. Nummbas makes the ecommerce workflow the starting point. Payout detail, product costs, supplier spending and ad results can be reviewed together, so the work does not end at producing a profit and loss statement.

Compare the total workflow, not only the subscription

An accounting subscription may be one part of your setup. Include any separate payout connector, inventory app and reporting tool when comparing costs. Also consider the time spent transferring records between them.

Product	Monthly price in the US	What raises the price
QuickBooks Online	From $38. Inventory tracking starts on Plus at $140.	Users and features
Xero	From $27, limited to 20 invoices and 5 bills. Growing is $59 and Established, with multiple currencies, is $97.	The plan you choose
A2X	From $29 for up to 200 orders. Cost of goods sold starts on the Basic plan.	Orders per month
Link My Books	From $20 for one sales channel	Orders and number of channels
Synder	From $65 for 500 synced transactions. Cost of goods sold starts at $129.	Synced transactions
Finaloop	Starter is $245 for brands with up to $1 million in annual revenue	Revenue and services
Nummbas Books	Included in every Nummbas plan: Starter $99, Growth $199, Scale $399. Inventory costing is on Growth and Scale.	The plan you choose, not order volume

Prices are US list prices with monthly billing as of November 2026, before introductory discounts. A connector is paid on top of QuickBooks or Xero, so QuickBooks Plus with an A2X plan that includes cost of goods sold comes to about $190 a month at 500 orders.

Nummbas includes accounting and payout matching in the product, with stock purchasing and business planning available in the same workspace. Its plan price does not rise with order volume. Compare Nummbas plans against the combination of tools you would otherwise use. For the difference between software and hired accounting help, read our bookkeeping cost guide.

Move your accounting records into Nummbas Books

Import account balances, unpaid invoices and bills, customers and suppliers from QuickBooks Online or Xero. You can also import up to ten years of monthly totals from those apps, or use exported files from other supported accounting software. Review the imported records before continuing your bookkeeping in Nummbas Books.

Explore the live demo to see the accounting, inventory and reporting workflow, or read the ecommerce bookkeeping guide for the recurring work it supports.

Ecommerce accounting software FAQs

What is the best accounting software for online sellers?

Nummbas Books is our top pick for online stores. It combines payout matching, bookkeeping, inventory costing and business analysis in one product, and its price does not rise with order volume. If your accountant works in QuickBooks Online or Xero, Nummbas can send each payout to them as a summary, or you can invite your accountant into Nummbas Books with the Accountant role.

Do I need a separate connector for Shopify or Amazon payouts?

With QuickBooks Online or Xero, usually yes. A connector such as A2X, Link My Books or Synder splits each payout into sales, fees, refunds and tax before posting it. Nummbas Books does this for Shopify Payments, Stripe, Square, eBay, Amazon and TikTok Shop (US) payouts without a separate connector.

How much does ecommerce accounting software cost?

General accounting software starts from about $27 to $38 a month, but inventory tracking usually needs a higher plan, and payout connectors add $20 to more than $100 a month depending on order volume. Bookkeeping services start in the hundreds of dollars a month. Nummbas plans start at $99 a month and do not rise with order volume.

Can I keep QuickBooks or Xero and still use Nummbas?

Yes. Nummbas can send each Shopify Payments, Stripe, Square, eBay, Amazon or TikTok Shop (US) payout to QuickBooks Online or Xero as a summary, with each part going to the account you choose. You can move your books to Nummbas Books later if you want to.

Does accounting software replace an accountant?

No. Software records and reconciles transactions and prepares reports. An accountant advises on tax, reviews your year-end statements and files returns. Many stores use software for the monthly work and an accountant for review and tax.

Choose and set up your accounting

Learn how ecommerce accounting works before you pick the software.

Ecommerce Accounting for Online Stores

Set up the accounts, revenue rules and monthly close an online store needs.

Shopify Accounting Software and Bookkeeping

Turn Shopify payouts, fees, refunds and tax into accurate accounting entries.

Ecommerce Accounting Integrations

Connect store, payment and accounting data without counting revenue twice.

Ecommerce Bookkeeping Costs

Compare software with hired bookkeeping help for an online store.