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QuickBooks Alternatives for Ecommerce (2026)

Compare QuickBooks alternatives for online stores, with 2026 prices, inventory limits and payout handling, and see why Nummbas Books is our top pick.

7 min readby Nummbas Staff

Nummbas Books is our top QuickBooks alternative for online stores. It records invoices and bills, splits each payout into sales, fees, refunds and tax, matches it to your bank deposit and, on Growth and Scale, keeps inventory costing in the same app. Its price does not rise with your order volume.

QuickBooks Online is general business accounting software. An online store usually needs more around it: a higher plan for inventory, a connector for payouts and a separate app to understand product and ad performance. This guide compares the alternatives on the work a store does every month.

Our picks at a glance

  • Best for online stores that want accounting, payouts and stock in one product: Nummbas Books, included in every Nummbas plan from $99 a month.
  • Best if your accountant prefers Xero: Xero Growing or Established with a payout connector.
  • Best low-cost general accounting app: Zoho Books, with inventory tracking from the Professional plan.
  • Best free option for a very small store: Wave, which covers invoicing and bookkeeping but not inventory tracking.
  • Best for service businesses that bill clients: FreshBooks, built around client invoicing.

Why online stores look for a QuickBooks alternative

Inventory tracking starts on Plus

QuickBooks Online costs $38 a month on Simple Start, $85 on Essentials, $140 on Plus and $340 on Advanced. Inventory tracking starts on Plus, so a store that holds stock usually pays at least $140 a month before adding anything else.

Payouts need extra work

A payout combines many sales, minus fees and refunds, into one deposit. Intuit's own guidance says that for third-party sales you record the final payout deposit and fees yourself. Intuit's Shopify connector records each order as a sales receipt and each payout as a deposit for the net amount, which you then match to the bank. Many stores add a connector such as A2X or Link My Books to post one summary per payout instead.

The accounting stops at the ledger

QuickBooks shows income and expenses. Product margins, ad returns and stock purchasing sit in other apps, so the numbers you need for the next decision live outside your books. Read more on why Shopify and QuickBooks numbers differ.

1. Nummbas Books: accounting built for online stores

Payout matching is built in

Nummbas Books splits Shopify Payments, Stripe, Square, eBay, Amazon and TikTok Shop (US) payouts into sales, fees, refunds and tax and links each one to the bank deposit. Transfers between your own accounts are paired, so they do not appear as income or expenses. There is no separate payout connector to pay for or maintain.

Bookkeeping with Nummbas-FO or your accountant

Connect your bank or upload statements. Nummbas-FO records routine transactions within the limits you set, suggests an account for the rest and prepares month end for your review. Invite your accountant with the Accountant role and they can record transactions, reconcile accounts and close months in the same books.

Invoices, bills, receipts and sales tax

Send invoices that customers can pay online through Stripe or Square, straight to your own account. Record supplier bills and upload receipts, email them in or send them from your phone. Nummbas Books prepares sales tax returns for the US, Canada, the UK, the EU, Australia and New Zealand, with a filing pack for each return.

Stock costs that follow your purchases

On Growth and Scale, purchase orders, deliveries and inventory costing sit next to your accounting. Freight and duty are added to the cost of stock as it arrives, and cost of goods sold follows first in, first out as units sell.

Reports that connect to the next decision

Profit and loss, profit by channel, balance sheet, cash flow, trial balance and general ledger reports sit alongside product margins, ad performance and, on Growth and Scale, a six-month bank balance projection. You can see what changed and decide what to order or spend next in the same place.

See the full Nummbas vs QuickBooks comparison.

2. Xero

Xero offers accounting, invoicing and bank reconciliation. Early costs $27 a month with a limit of 20 invoices and 5 bills, Growing is $59 and Established is $97 with multiple currencies. Inventory needs the Inventory Plus add-on on Growing or Established. Nummbas Books includes payout matching for five sales and payment sources and inventory costing in the plan, without an add-on. See Nummbas vs Xero.

3. Zoho Books

Zoho Books covers invoicing, expenses and bank reconciliation. Standard costs $20 a month and Professional, the first plan with inventory tracking, costs $50 with monthly billing. Nummbas Books adds what an online store needs on top: payout matching for Shopify Payments, Stripe, Square, eBay, Amazon and TikTok Shop (US), landed costs in stock value and product and ad performance next to the accounting.

4. Wave

Wave offers a free Starter plan for invoicing and bookkeeping, and Pro at $19 a month adds automatic bank imports. It does not include inventory tracking. Nummbas Books handles the stock, payouts and sales tax returns a growing store needs, so you do not have to move again as you add products and channels.

5. FreshBooks

FreshBooks is built around client invoicing, with Lite at $23 a month for 5 billable clients, Plus at $43 for 50 and Premium at $70. Nummbas Books is built around store sales instead: payouts, refunds, sales tax and stock.

QuickBooks alternatives compared

SoftwareMonthly price in the USInventoryStore payouts
QuickBooks OnlineSimple Start $38, Essentials $85, Plus $140, Advanced $340From PlusShopify connector or a separate payout connector
XeroEarly $27, Growing $59, Established $97Inventory Plus add-on on Growing and EstablishedShopify integration or a separate payout connector
Zoho BooksFree while revenue is $50,000 a year or less; Standard $20, Professional $50From ProfessionalSeparate connector
WaveStarter free, Pro $19Not includedSeparate connector
Nummbas BooksIncluded in every Nummbas plan: Starter $99, Growth $199, Scale $399Inventory costing on Growth and ScaleBuilt in for Shopify Payments, Stripe, Square, eBay, Amazon and TikTok Shop (US)
Prices are US list prices with monthly billing as of November 2026, before introductory discounts. A payout connector is paid on top of the accounting plan. A2X starts at $29 a month for up to 200 orders and Link My Books at $24 a month for 200 orders on one channel, and both rise with your order count. Nummbas plans do not rise with order volume. Compare Nummbas plans.

What to check before you switch

  • Payouts: does the software split each payout into sales, fees, refunds and tax, or do you need another app for that?
  • Stock: which plan includes inventory, and can you add freight and duty to the cost of stock?
  • Sales tax: can it prepare the returns you file, in the countries you sell to?
  • Your accountant: can they work in the same books with the access they need?
  • History: what can you bring with you, and how far back?

Move from QuickBooks to Nummbas Books

Import account balances, unpaid invoices and bills, customers and suppliers from QuickBooks Online, along with up to ten years of monthly totals so you can compare past months. You can also import from Xero, Wave, Zoho Books, MYOB, Sage 50 or a spreadsheet.

You do not have to switch on day one. Nummbas can keep sending payout summaries to QuickBooks while you try Nummbas Books, and you can move your books when you are ready. Explore Nummbas Books or explore the live demo.

QuickBooks alternatives FAQs

What is the best QuickBooks alternative for an online store?

Nummbas Books is our top pick. It combines bookkeeping, payout matching, sales tax returns and inventory costing in one product, alongside product and ad performance, and its price does not rise with your order volume.

Is there a free QuickBooks alternative?

Wave has a free Starter plan, and Zoho Books is free while revenue is $50,000 a year or less. Neither free plan includes inventory tracking. Nummbas Books includes payout matching and sales tax returns in every plan from $99 a month.

Can I keep QuickBooks while I try Nummbas?

Yes. Nummbas can send each Shopify Payments, Stripe, Square, eBay or Amazon payout to QuickBooks Online as a summary, with each part going to the account you choose. Nothing is sent until you turn sending on.

Will I lose my QuickBooks history if I switch?

No. Import account balances, unpaid invoices and bills, customers and suppliers, plus up to ten years of monthly totals from QuickBooks Online into Nummbas Books.

Can my accountant work in Nummbas Books?

Yes. Invite your accountant with the Accountant role. They can record transactions, reconcile accounts and close months without access to your dashboards, team or billing.

Ready to see your own numbers?

Explore the demo first, or start a trial with your own data.